Ian Corzine Wins the 2014 San Fernando Valley Business Journal Trusted Advisor Award!!

Last night, August 20, 2014, the San Fernando Valley Business Journal held its 2014 Trusted Advisors Awards.  What a wonderful event!  Business professionals from across the Southern California area got together to honor distinguished professionals in the business, banking, accounting,

Posted in Commercial General Liability Insurance, Homeowners Insurance

If the Complaint Can Be Amended to State a Covered Claim, There Is a Duty to Defend

In Millennium Laboratories, Inc. v. Darwin Select Insurance Company, 2014 WL 1921755 (S.D. Cal. May 13, 2014), the Court held that an insurer must defend if the factual allegations of a complaint give rise to coverage, even if causes of action that relate

Posted in Duty to Defend

Ian Corzine Nominated for “2014 Trusted Advisor Award” by the San Fernando Valley Business Journal

The “2014 Trusted Advisor Award” is given by the San Fernando Valley Business Journal to honor outstanding accountants, attorneys, and business executives for helping their clients to thrive in the greater San Fernando Valley region.  The nominees, all of whom are well-deserving

Posted in Honors

Indemnity Clauses in Entertainment Vendor Contracts — What Do They Mean?

When representing entertainment vendors in contract negotiations with movie and television studios, our discussions soon move to the actual specifics of the ATM risk transfer concepts West Corzine, LLP developed. If we address the “A” of ATM, that is “Avoidance

Posted in Commercial General Liability Insurance

Huntington Beach Riots: Is Vandalism Covered by Your Business Property Insurance?

Most people saw on the news last weekend, “The Huntington Beach Riots.” The riots started when, late Sunday, July 28, 2013, a fight broke out following the U.S. Open of Surfing Championship. The fight provoked other attendees of the U.S.

Posted in Commercial General Liability Insurance

LOL!!: Are Limitation Of Liability Contract Clauses Valid?

Limitation of Liability (“LOL”) clauses appear in many different types of professional services contracts. Poole Professional Ltd., Drafting An Enforceable Limitation of Liability Clause, July 2003, at 1. However, increasingly, construction professionals are encountering them in contractual documents between general

Posted in Commercial General Liability Insurance

Skate Park Liability Insurance: Is Commercial General Liability Insurance Available?

Last year, it was reported that the opening of the Trukstop Skate Park owned by Lil Wayne was delayed due to the inability of Lil Wayne to procure skate park insurance.  Skate park liability insurance has been harder and harder to

Posted in Commercial General Liability Insurance

Massive Storm in Mid-Atlantic States and Flood Insurance Coverage

With a massive storm system surging today and Friday in the Mid-Atlantic states, residents are probably thinking about their insurance coverages, especially flood insurance. What does flood insurance cover? Does it merely cover property damage? What about long-term power outages?

Posted in Flood Insurance

Smoke Screen: Is Smoke Damage Covered by a Homeowner’s Insurance Policy?

While sitting in a coffee shop in Camarillo yesterday, a young man approached and handed me a solicitation to contact a law firm for the purpose of submitting a homeowner’s insurance claim relating to soot and smoke damage from the

Posted in Homeowners Insurance

Do “Ongoing Operations” Clauses Cover Property Damage that Occurred During “Completed” “Ongoing Operations”?

CGL policies generally cover “property damage” brought about by an insured’s “operations in progress.” This grant of coverage extends to the insured’s subcontractors. Thus, contractors are usually covered for “property damage” occurring at the project, whether caused by their own

Posted in Commercial General Liability Insurance